Choosing the Right Contractor After a Disaster

After the Florida hurricanes and in the face of relief efforts in Southeast Asia, business owners have an opportunity to educate their customers on choosing a contractor in the wake of a disaster.

There’s little that can be done in the face of a natural disaster, be it a tornado, earthquake, hurricane or tidal wave. Though scientists and researchers are learning more about these ferocious natural phonomena every day, even advance warning and days of battening down the hatches aren’t always enough to fully protect people and their belongings from a serious storm.

In the aftermath of last summer’s hurricanes in Florida and the southeastern United States, an outpouring of aid reached the ravaged areas. Affected green industry companies, including nurseries and growers, noted the generosity of their industry colleagues who sent everything from money to new shade cloth for nurseries, to manpower and equipment for the clean-up effort.

TSUNAMI RELIEF ORGANIZATIONS 

    Individuals who would like to make a charitable donation outside of their company or association may click here for a list of relief organizations accepting donations to aid victims of the Dec. 26 tsunami that hit Southeast Asia.

Now, the tsunami disaster in Southeast Asia brings the needs of nearly a dozen nations a their countless citizens to the forefront. In addition to providing opportunities for individuals and companies throughout the industry and the country to help in the relief efforts, this new disaster also gives business owners a chance to communicate with their customers on how to choose the right contractor if they are faced with a natural disaster and its outcome.

Chris Floyd, emergency services director for the Capital Area Chapter of the American Red Cross outlined several general guidelines and cautionary notes for consumers to remember when looking for professionals to handle repairs and cleanup. In building and solidifying their relationships with customers, contractors can share these tips as well and explain how their companies can meet customers’ needs in disaster situations.

GENERAL CONTRACTOR SELECTION TIPS

    Natural disasters create hot markets for companies in the construction, home repair and green industry, but how can a homeowner choose the right company to work with?

    Chris Floyd, emergency services director for the Capital Area Chapter of the American Red Cross outlined the following general contractor-selection tips for homeonwers facing repairs after a disaster. Contractors can offer these tips to their existing and potential customers in these situations, taking the opportunity to share how their services can solve customers' property problems and how their companies ensure professional service and satisfaction.

  • Avoid any contractor who requires advance payment. Arrange to pay after the work is completed or in regular payments.
  • Don’t sign the work completion certificate until all work is completed to your satisfaction.
  • Avoid paying cash.
  • If you are financing the improvement or repair, compare the interest rates and payments of several lending institutions, especially if you are considering a second mortgage to finance improvements.

FINDING A REPUTABLE CONTRACTOR. Floyd’s guidelines recommend that consumers be wary of potential con artists when looking for contractors, including contractors who may solicit door-to-door in a damaged area. These contractors, he says, often target elderly or inexperienced homeowners or may require the customer to obtain building permits themselves, making them – rather than the contractor – responsible for the work.

To show their credibility, contractors should be prepared to share their professional and occupational licenses, as well as any other credentials or references that show their professionalism. Floyd advises homeowners to contact the Better Business Bureau, as well as building supply retailers to further check contractors’ experience.

“An established contractor with a reputation for using quality materials and paying his bills with suppliers is more likely to do quality work for you,” he explains. “Checking with the Department of Business and Professional Regulations can determine if complaints have been filed against the contractor and can give information on the individual’s state licenses.”

NARROWING THE FIELD. After choosing several contractors, Floyd says customers should obtain written estimates from each. Most contractors should be used to this process and can take the proposal phase, like any sale, as an opportunity to set their company apart from the competition and explain to the customer how they can best solve the problems on the property.

Floyd advises homeowners to explain exactly the work they want done, specifying items such as the quality and type of materials. In addition to identifying the client’s needs in this manner, Floyd says consumers also should look for the following details outlining how long the job will take, as well as the total cost. “Homeowners should be suspicious of a contractor who offers the fastest, cheapest job on a ‘you must act now’ basis,” he adds. “Poor workmanship, inferior materials and unfinished jobs are often the result.
Get the agreement in writing.”

BEFORE YOU SIGN A CONTRACT 


    Offer this contract-signing checklist from Chris Floyd, emergency services director for the Capital Area Chapter of the American Red Cross, to your customers to ensure any and all contract questions are clarified early on in the sales process. 

  • Read the contract carefully.
  • Ask for legal explanations and clarifications; understand what you are signing. 
  • Fill in all blanks.
  • Consult your insurance agent to see if the repairs are covered by your insurance.
  • Be sure the contract includes:
    • Contractor’s name, address, telephone number and professional license number.
    • Precise description of work to be completed and materials to be supplied.
    • Construction completion date.
    • Any financing information that is required by law or that is part of the transaction.
    • Any warranty agreements.
    • All necessary building permits or licenses.
  • Make sure the job site will be cleaned thoroughly and that no debris will remain after the job is completed.

SIGNING ON & BOWING OUT. Before Signing the Contract, Floyd provides a checklist for consumers to go through to ensure they understand the agreement, the contractor’s responsibilities and their own. Check the sidebar at right for the checklist and consider providing it to your customers when it comes time to sign any kind of contract in the future. Answering questions early on can lead to fewer problems or misunderstandings down the road.

Still, regardless of how many questions contractors and their potential customers discuss, instances where the customer wants to cancel a deal may arise. “Some home improvement or repair contracts may be cancelled without penalty or obligation by midnight of the third business day after signing,” he explains. These contracts include:

Agreements signed anywhere other than the seller’s normal place of business, unless you have requested the specific goods or services.
Agreements resulting from door-to-door sales solicitation.
Agreements that will be paid on an installment basis for more than 90 days.
It is important to note that emergency home repairs made at the owner’s request are not subject to cancellation under the three-day rule.

To protect yourself from contract disputes, Floyd says consulting an attorney is a homeowner’s and a contractor’s best bet.

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