How a small employer preps for healthcare reform

Another over-40 softball season has concluded. My team performed as expected: We were 3-15. I'm feeling every inning of those 15 losses. My hamstrings ache and my knees are throbbing. I have a bruise on my right hand from when I fell trying to catch a routine pop fly. I'm going to the bathroom a lot more in the middle of the night, but I don't think that's softball-related.

That's right: My body's going to hell just as the new health-care reform law is starting to take effect. Great timing. I'm not sure its provisions are going to help my sore back any time soon. They're definitely going to affect my small business—and many others like mine—right away. Fellow business owners and over-40 softball players, are we ready?